Privacy Notice
Protecting Your Confidential Information
We, at Peregrine Financial Group, Inc. ("PFG"), value our relationship with each
of our customers, and we appreciate the trust that you have placed in us. We recognize
that you have concerns about the confidential personal information we obtain about
you throughout our relationship. Because protecting your confidential information
is important to us, we have adopted a privacy policy which governs how the confidential
information we obtain about you is used and maintained. We pledge to protect that
information and ensure that it remains private. The information in this notice summarizes
the categories of personal information that we collect about you, how that information
is handled, and how we protect that information.
We do not disclose any nonpublic personal information about our customers to anyone,
except as required or permitted by law. PFG does not sell personal information obtained
about you to companies that are not associated with PFG for the purpose of marketing
their products or services to you.
Collection and Use of Personal Information
The privacy policy set forth in this notice applies to PFG and affiliated companies
of PFG. We collect nonpublic personal information about you from the following sources,
solely for the purposes specified:
- Information we receive from you on account applications or other forms, such as
name, address, federal tax identification number, income, assets and similar information.
We use this information to administer the accounts we maintain on your behalf, process
transactions requested by you, respond to your inquiries, evaluate your investment
needs, and identify other products and services that may interest you.
- Information about your transactions with us or our affiliates, such as your account
balance, transaction history and payment activity. This information is used to process
transactions you request and ensure the accuracy of the records and reports we maintain
that relate to your account. We may also collect various other types of data, such
as transaction, site navigation and optional survey information, in connection with
your use of online services we make available to you, either directly or through
other entities. We use this information in order to improve the quality of the services
we offer you.
- Information we receive from consumer reporting agencies, such as credit relationships
and credit history. We use this information to help determine your eligibility for
PFG products and services, collect or report debts owed to us, and protect our rights
and property.
Sharing of Information Within PFG
The information we collect relating to your transactions and experiences with PFG
or any affiliate may be shared among PFG's affiliates. We may also share some or
all of the information we receive about you from consumer reporting agencies, such
as credit information.
Sharing of Information Outside PFG
As permitted by law, we may disclose some or all of the information described above
with entities that are not affiliated with PFG for the purpose of servicing your
PFG accounts, improving our services, providing products and services you've requested
from PFG, and informing you about products or services available from PFG that may
be of interest to you. Such companies may include:
- Companies that are the source or origin of financial services offered by PFG, such
as banks, securities broker-dealers, mutual fund companies and insurance companies.
- Nonfinancial companies, such as companies that perform services on our behalf, e.g.,
check printers, quote vendors, companies that prepare account statements for us,
companies that assist us in communicating or marketing our services.
- Others, such as independent contractors or technical system consultants who program
our software, government agencies and regulators, consumer reporting agencies, and
other outside entities as permitted or required by applicable laws.
All PFG employees are instructed to use strict standards of care regarding the confidentiality
of your nonpublic personal information as outlined in firm policies. Employees not
adhering to our firm policies are subject to disciplinary action. We require outside
companies and independent contractors to whom we provide customer information for
marketing, servicing or processing to enter into a confidentiality agreement that
restricts the use of the information to those purposes. We maintain physical, electronic
and procedural safeguards that comply with applicable laws to protect your nonpublic
personal information.
If you have any questions or comments about our privacy policy, please contact your
PFG broker or sales representative. You may also call PFG's Director of Compliance,
Susan O'Meara, at (312) 775-3000.